HSBC private Instalment Loan: How to have authorized for a financial loan

Item Information


  • You really must be a Hong Kong resident
  • You truly must be at the least 18 years of age
  • You’ll want an income that is monthly of minimum HKD5,000

How exactly to apply

HSBC Private Online Banking clients

New clients or HSBC customers without private online Banking

Phone our Application Hotline

(852) 2748 8080

Easy steps for application for the loan via HSBC HK Mobile Banking software

Note: The display screen shows and also the pictures regarding the internet site are for guide and example purposes just.

Loan resources and solutions

Submit supporting document for unsecured loans application

Which HSBC lending solution is your right match?

Locate a suitable loan product to fit along with your particular requirements by responding to a couple of easy concerns.

Personal Loans Comparison

An evaluation of Tax Loan with Instalment Loan.

Smart advice on loans

Discover tips about how to borrow sensibly.

Relevant services and services and products

Private Instalment Loan Redraw

Redraw against your loan and never having to re-apply.

Revolving Credit Facility

Pay just interest from the credit you employ instead of a set month-to-month repayment.


Clear the money you owe faster utilising the Personal Instalment Loan Balance Consolidation Program.

Money Instalment Plan

More money and economic freedom to realise your individual objectives. Transform your available credit restriction into immediate cash or move the outstanding stability from other charge cards to your HSBC charge card account.

To borrow or perhaps not to borrow? Borrow only when it is possible to repay!

Important info


  1. Applications need to be submitted through the Bank’s solution hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and general general public vacations: 12 noon – 12 midnight, or specific branch’s opening hours) with all needed information (including without limitation a legitimate HSBC checking account quantity) and papers. The turnaround that is actual begins when all of the needed info is effectively input in to the Bank’s application assessment system and also the Bank might provide the moment application result and investment disbursement. Processing time can vary in a few instances with respect to the real circumstances of specific applications.
  2. Minimum redraw is HKD3,000 and a Personal must has been had by you Instalment Loan account fully for at the least a couple of months. The financial institution reserves the final right of permitting clients to redraw or otherwise not and has now discretion that is sole figure out the redrawn quantity and tenor.
  3. Just relevant to clients who effectively make an application for and drawdown the mortgage through the marketing duration with an approved loan level of HKD1,500,000 or above. Month-to-month flat price is 0.11% and Annualised Percentage Rate (APR) is 2.47% for a payment amount of year. The APR is determined method that is using in appropriate tips granted because of the Hong Kong Associations of Banks, and it is curved up or down seriously to the nearest two decimal places. An APR is just a reference price, which include all relevant rates of interest, costs and fees regarding the product, expressed as a rate that is annualised.
  4. An Eligible Customer must submit supporting document(s) required by the Bank for a Loan application and the Loan of HKD100,000 or above must be approved during the Promotional Period to be eligible for HKD100 cash rebate under the Document Submission Offer.
  5. Please be aware us and will not process any application that was referred by a third party under beneficial arrangement that we do not appoint any third parties to refer Personal Instalment Loan applications to. For enquiry, please phone our hotline at (852)2233 3000.

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