Banning payday advances directs borrowers that are desperate to pawn stores Travel and lifestyle reporter Until 2008, a cash-strapped client in Ohio searching for a fast, two-week loan from the payday lender will dsicover by themselves having to pay a fee that is hefty. These unsecured temporary loans—often guaranteed through a check that is post-dated rarely surpassing $500 in a go—carried yearly portion prices (APR) as high as nearly 400%, significantly more than ten times the conventional restriction allowed by…